Terms of Service

These terms cover our managed website plans and our own-it-outright builds. They’re written to match exactly what we promise on the rest of the site — plainly, with no fine-print surprises. By subscribing to a plan or buying a build, you agree to them.

Who these terms are with

These terms are an agreement between you and Insufficient Funds Pty Ltd, ABN 97 643 281 136, trading as Digital Starter Kit (“DSK”, “we”, “us”). You can reach us at hello@digitalstarterkit.au.

Our plans and pricing

We offer two managed plans, billed monthly or yearly (pay yearly and you get two months free). All prices are in Australian dollars and shown both ex-GST and GST-inclusive:

• Presence — $79/mo + GST ($86.90 inc.), or $790/yr + GST ($869 inc.). No setup fee.
• Store — $99/mo + GST ($108.90 inc.), or $990/yr + GST ($1,089 inc.), plus a one-off build fee of $499 + GST ($548.90 inc.).

Any build fee is always shown up front, before you sign up — we never bury it. GST is included as marked.

No lock-in — cancel anytime

There’s no minimum term and no lock-in. Your plan runs month-to-month (or year-to-year if you’ve paid yearly), and you can cancel at any time — your plan simply runs to the end of the period you’ve paid for, then stops. We don’t tie you into a fixed contract; we’d rather earn the next month than lock you into it.

What’s included, and what gets quoted first

Your monthly fee covers managed hosting, SSL, ongoing updates, real human support, and minor changes. To be precise about where the line sits:

• Included— updates to what’s already there: text, prices, photos, contact details, opening hours, and swapping images on existing pages.
• Quoted first — new pages or sections, new features, more products than your plan allows, and redesigns.

If a request is bigger than a quick job, we’ll tell you before we start — never after.

Turnaround

We aim to make everyday updates within 2 business days, and to have your first design ready within 3 business days once we’ve got what we need from you. These are the targets we work to, not guarantees — occasionally something takes longer, and if it does we’ll keep you posted. We’re a reliable small team, not a 24/7 concierge, and we’d rather be straight with you about timing than over-promise.

Billing — nothing is taken when you sign up

Submitting the Subscribe form doesn’t take any payment; it just tells us you’d like to start. We’ll be in touch to confirm the details, and billing begins from a later checkout step once you’re set up. You’ll always know what you’re paying before you pay it.

The Store plan and Shopify

Your Store plan runs on Shopify. While we build it, we set it up as a Shopify development store under our Shopify Partner account — free during the build. You review and approve it, and when you’re ready to trade we transfer the store into your ownership, in your name. That’s the point your Shopify subscription starts: you contract and pay Shopify directly for it, and it is not part of our fee. As a Shopify Partner, we may receive a referral benefit from Shopify — it doesn’t change what you pay.

Own it outright

Instead of a managed plan, you can buy a build outright: a Presence build from $1,990, or a Store build from $3,490 — both + GST, one-off. We hand over the code with a 30-day warranty covering build defects. After handover, hosting and any ongoing changes become yours to manage. Outright builds aren’t on a managed plan, so the included-changes and turnaround terms above don’t apply to them once they’re handed over.

You own it — domain, accounts and content

Your website is yours. In practice that means:

• your domain is registered and renewed in your name — not parked in ours;
• your accounts and logins (hosting, email and the like) are set up under your details, with you as the owner;
• your content — the words, the photos, the design — is yours to keep. We don’t hold it back as “work for hire”.

If you decide to leave, we hand everything over cleanly: no ransom, no “export fee”. Where you’re moving an existing email setup, we’ll plan the move so your email keeps working — we can’t guarantee a flawless cut-over by every third party involved, but we’ll do our part properly.

Your part of the deal

To build your site we need you to give us the content and approvals we ask for, and to make sure what you ask us to publish is accurate and something you’re allowed to use. You’re responsible for keeping your own account logins secure once they’re in your name.

Availability

We host on reliable infrastructure and aim to keep your site up and fast, with backups and security handled. No website is online 100% of the time, though, so we don’t guarantee uninterrupted availability.

Liability and your consumer rights

Our services come with guarantees that can’t be excluded under the Australian Consumer Law. Nothing in these terms limits or removes those rights. Beyond those non-excludable guarantees, and to the maximum extent the law allows, our total liability for any claim connected with our service is limited — at our option — to re-supplying the service or refunding the fees you’ve paid for the part of the service the claim relates to. We aren’t liable for indirect or consequential loss.

Ending the arrangement

You can cancel at any time — there’s no minimum term. When you cancel, your plan runs to the end of the period you’ve paid for (the month, or the year if you’ve paid yearly) and then stops, and we complete a clean handover of your domain, accounts and content as set out above.

Changes to these terms

We may update these terms from time to time. We’ll always post the current version here, and for material changes that affect existing customers we’ll let you know. Last updated June 2026.

Governing law

These terms are governed by the laws of New South Wales, Australia, and the courts of New South Wales have jurisdiction.