Terms of Service — Digital Starter Kit

Insufficient Funds Pty Ltd (ABN 97 643 281 136) trading as Digital Starter Kit (“DSK”, “we”, “us”). These terms govern website design, build, hosting and related services. By engaging DSK you agree to them. Governing law: New South Wales, Australia.

All prices exclude GST. GST is added at invoice or payment.

1. Services and scope

1.1 DSK provides the services described on our pricing page, confirmed in a written scope summary before payment. The scope summary is the definitive record of what is included; anything not listed is out of scope and quoted separately.

1.2 Bespoke work (larger catalogues, integrations, Shopify builds, custom features) is quoted and agreed separately and may carry additional terms.

2. Price and payment

2.1 The build fee is payable in full before work begins, unless a payment plan is agreed. Payment is by card or bank transfer against invoice.

2.2 Payment plan. The build fee (plus agreed add-ons) may be paid in 12 equal monthly instalments. Under a payment plan: if an instalment is more than 14 days overdue, we may suspend the website until payment resumes; if instalments fall more than 60 days in arrears, we may end the engagement and take the site offline, and amounts already paid are not refunded, reflecting work already performed. Your rights under the Australian Consumer Law are not affected.

3. Revisions

3.1 The build fee includes two (2) revision rounds. A revision round is a single consolidated set of change requests provided after viewing the demo site.

3.2 Changes beyond two rounds, or changes that alter agreed scope (new pages, new features, redesign of approved sections), are quoted separately.

3.3 If revision feedback is not provided within 30 days of demo delivery, the build is treated as approved and moves to launch on your request.

4. Timeline

4.1 We aim to deliver a demo site within 7 days of receiving payment and all required materials. Timeframes are estimates and depend on you supplying content, feedback and approvals promptly.

5. Your responsibilities

5.1 You must supply accurate business information, any required brand assets, and timely approvals.

5.2 You confirm you own or are licensed to use all materials you supply (logos, photos, text) and are responsible for any third-party claims arising from materials you provide.

5.3 You are responsible for the accuracy and legal compliance of claims published about your business (licences, certifications, regulatory claims). DSK does not verify professional claims.

6. Hosting

6.1 The first 12 months of hosting are included in the build fee. Thereafter hosting is $120/year ex GST, invoiced annually in advance.

6.2 If hosting is not renewed within 30 days of expiry, we may take the site offline. Your content is available for export on request for 60 days after expiry.

6.3 Hosting runs on modern cloud infrastructure and is monitored. We do not guarantee uninterrupted availability and are not responsible for outages caused by third-party providers.

7. Ongoing monthly services

7.1 Managed content updates ($40/month ex GST): up to two (2) update requests per calendar month. An update request is a single consolidated set of minor content changes (text, images, prices). Unused requests do not roll over. Structural changes, new pages and new features are excluded and quoted separately.

7.2 Analytics and search monitoring ($50/month ex GST): traffic and ranking monitoring with a quarterly report. No ranking positions, traffic volumes or business outcomes are guaranteed or implied.

7.3 Monthly services begin at site launch, are billed monthly in advance, and may be cancelled by either party with 30 days’ notice.

8. Intellectual property

8.1 On full payment, you own your content: your text, images you supplied, and your domain name. You are always the domain registrant.

8.2 DSK owns the underlying codebase, templates and build systems, and grants you a licence to use them as part of your website while it is hosted with DSK. If you leave, your content and domain go with you; we will provide your content in a portable format on request.

8.3 DSK may reference your completed website in its portfolio and marketing unless you opt out in writing.

9. Warranties and liability

9.1 Our services come with guarantees that cannot be excluded under the Australian Consumer Law. Nothing in these terms excludes, restricts or modifies those rights.

9.2 To the extent permitted by law, DSK’s total liability is capped at the amount you paid in the 12 months before the claim, and we are not liable for indirect or consequential loss (including lost revenue or lost data).

9.3 No guarantee is given regarding search engine rankings, AI assistant visibility, traffic volumes, or business outcomes.

10. Cancellation

10.1 Before demo delivery: you may cancel and we will refund the build fee less the reasonable value of work performed to date.

10.2 After demo delivery: the build fee is non-refundable, reflecting that the substantive build work is complete.

10.3 We may end an engagement for non-payment (clauses 2.2 and 6.2), unlawful content, abusive conduct, or misuse of the service.

11. Free design preview

11.1 We may, at our discretion, provide a free initial design direction (“Preview”) following a qualifying enquiry, typically within 2 business days. The Preview is free, without obligation on either party, and does not form a contract until we issue a written scope summary and payment is made.

11.2 The Preview is delivered via a private link and expires 14 days after delivery. We may decline to produce a Preview for any enquiry.

11.3 All intellectual property in a Preview that does not proceed to a paid engagement remains the property of DSK. Previews are provided for your evaluation only and may not be copied, reproduced, published or supplied to any third party.

11.4 Preview timeframes are estimates and depend on enquiry volume.

12. Privacy

12.1 We handle personal information in accordance with our Privacy Policy and the Privacy Act 1988 (Cth).

13. General

13.1 These terms may be updated from time to time; material changes are notified to active clients. Variations to a specific engagement must be agreed in writing.

13.2 These terms and your scope summary are the entire agreement for your engagement. If any part of these terms is found unenforceable, the rest remain in effect. You may not assign your engagement without our consent. Notices may be given by email to the addresses used in the engagement.

Version 1.0 — 19 August 2026.